AI lead routing across 5 lending verticals

The AI infrastructure for modern lending

One exact-match domain network. Consumers pre-qualify in seconds; participating US institutions receive clean, consented, high-intent loan applications directly at their API or widget endpoint.

Modern American family home lit at dusk representing mortgage financing

Couple reviewing personal loan options on a laptop at home

Car, cargo van and small box truck on a dealership forecourt

Semi truck rig hauling a box trailer on a highway at sunrise

Forklift, excavator and a fleet of trucks on a construction site

Unsecured — personal, debt consolidation, small loans

< 1s

Match latency

Live verticals

States routed

Unified pre-qualification

Unsecured Personal — Step 1 of 3

Loan class

Loan amount$12,625

$1,000$100,000

Term2 years

Illustrative payment at 8.9% APR: $576/mo

Soft-pull authorization

Allows a soft credit inquiry for matching. No impact to your credit score.

API routing schema

User Input

Core Processing Engine

Soft-Pull Verification

Dynamic API / Widget Match

Affiliate Lender Endpoint

Every referral application is logged and notified to your lending platform. Fast, Fresh and Direct leads.

For financial institutions

Pre-qualified, high-intent traffic — without the compliance overhead

Direct API integration

Signed JSON payloads posted straight into your loan origination system. Ping-post supported, sub-second latency, filters on state, amount band and credit tier.

— Bearer or HMAC auth
— Daily volume caps
— Accept/decline postbacks

Embedded widget handshake

No engineering lift required. We render your branded intake widget inside our qualified flow and hand the applicant off in-session.

— Iframe or hosted route
— Your branding and terms
— Session-level attribution

Compliance overhead removed

TCPA-consented, timestamped records with IP, user agent and source domain. We handle the consumer disclosure layer so your team doesn't inherit it.

— Consent artifacts included
— No recycled or scraped data
— State-level routing controls

See the integration spec

The exact-match domain network

Specialized portals capture intent at the keyword level, then feed the same core processing engine and partner endpoints. Each runs as a real subdomain of OnlineLoansAI.com with its own vertical hub.